What is the difference between FM Global and other insurance providers?

FM Global is not a traditional insurance provider. Unlike other insurance companies, FM Global specializes solely in commercial and industrial property insurance covering risks such as fire, natural disasters, and equipment breakdown. What sets FM Global apart is their unique approach to risk management. They employ a hands-on engineering-focused approach, conducting extensive on-site evaluations and providing recommendations to minimize potential risks. This proactive approach helps clients reduce losses and protect their businesses. FM Global's policyholders benefit from their extensive research and engineering expertise, which enables them to mitigate risks effectively. Unlike traditional insurers, FM Global does not rely on external underwriters, ensuring consistent policy terms and faster claims processing. With their client-focused approach, engineering expertise, and commitment to loss prevention, FM Global offers a more specialized, comprehensive, and reliable solution for commercial and industrial property insurance coverage.