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LSM Insurance Customer FAQ

Top Answers & How-to Guides

What is LSM Insurance's Phone Number?

The question we are asked most often is about how to talk to LSM Insurance customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Are there any discounts or promotions available for life insurance policies?

LSM Insurance does not offer any specific discounts or promotions for life insurance policies. However, we work with a wide network...
Ask any question you have about LSM Insurance customer service, get an answer now.

Insurance Products

What types of insurance products does LSM Insurance offer?

LSM Insurance offers a wide range of insurance products to meet different needs and circumstances. Our offerings include life insurance, Life insurance is a key product we offer, with various options such as term life insurance, whole life insurance, and universal life insurance. These policies provide financial protection for families and loved ones in the event of death. Disability insurance provides income replacement if you are unable to work due to illness or injury, ensuring that you can meet your financial obligations even while disabled. Critical illness insurance provides a lump sum payment if you are diagnosed with a critical illness covered by the policy, offering financial security during challenging times. Lastly, long-term care insurance helps cover the costs of care in later stages of life, providing assistance with activities of daily living or nursing home care....

Premium Factors

What factors are considered when determining life insurance premiums?

When determining life insurance premiums, several factors are taken into account. Firstly, age is a crucial factor, as younger individuals...

Cancellation Policy

Can I cancel my life insurance policy? If so, how?

Yes, you can cancel your life insurance policy. The process may vary depending on the type of policy you have. Typically, you need...

Beneficiary Change

Can I change the beneficiaries on my life insurance policy? How?

Yes, you can change the beneficiaries on your life insurance policy. To do so, you need to contact your insurance provider and inform...

Term vs Whole Life

What is the difference between term life insurance and whole life insurance?

Term life insurance and whole life insurance are two different types of life insurance policies. The key difference lies in their respective...

Medical Exams

Are there medical exams required for life insurance?

At LSM Insurance, we understand that everyone's needs and circumstances differ. That's why we offer a variety of life insurance options,...

Approval Time

How long does it take for a life insurance policy to be approved?

The time it takes for a life insurance policy to be approved can vary depending on multiple factors. Typically, the underwriting process...

Third Party Purchase

Can I purchase life insurance for someone else?

Yes, you can purchase life insurance for someone else, provided you have their consent and insurable interest in their life. Insurable...

Premium Payment

What happens if I miss a premium payment on my life insurance policy?

If a premium payment is missed on a life insurance policy, the consequences can vary depending on the policy and the insurance provider....

Discounts/Promotions

Are there any discounts or promotions available for life insurance policies?

LSM Insurance does not offer any specific discounts or promotions for life insurance policies. However, we work with a wide network...

Help me with my LSM Insurance customer service issue

Ask any question you have about LSM Insurance customer service. We will do our best to get you answers right away.
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